The best solution is a fiduciary works for you and only you. As fiduciaries, we do not make a commission by selling a financial product to you. Our standard of care is your best interest. We are your advisor through thick and thin.

Second best is a broker who makes money from selling products. The salesman will call himself your ‘financial advisor’ until things go sideways and then claim the lower standard of ‘suitability’, as in “this was a suitable product to sell to a person like you and who knew it would go badly?” After all, they are not financial advisors, just salesmen and generally nice guys, too.

Why settle for second best?

Please contact us today to schedule a complimentary meeting to discuss your planning needs.

Bob Stowe, CFP® and Roddy Warren, CFP®  are  Fee-Only   CERTIFIED FINANCIAL PLANNER TM practitioners providing fee-only financial planning services to Plano, Dallas, Frisco, Denton, McKinney, Allen, Carrollton, Lewisville, Garland, Richardson, Prosper and the surrounding DFW area. 

Stowe Financial Planning, LLC specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. We focus our planning on the issues that matter most to our clients and invest as the plan dictates, which is the only sound path to success. Bob Stowe is a NAPFA-Registered Financial Advisor and member of the Fee-Only Network.

Latest Blog Posts

Bob Stowe |
Meme stocks are companies that became popular with online communities such as Reddit. These online forums would try to influence a stock’s price by coordinating their buy and sell activities. Typically, these were stocks of distressed companies with a lot of short sales against the company and not much trading volume. Simply put, these are mostly ‘pump and dump’ schemes that apparently some investors came to believe were good investments. This is another cautionary tale...
Bob Stowe |
The first six months of 2022 saw the S&P 500 decline 21% from its all-time closing high at 4,796 on January 3 to a closing low of 3785 on June 30. More noteworthy even than the extent of the decline was its gathering violence: in mid-June, the market ran off a streak of five out of seven trading days on which 90% of S&P 500 component stocks closed lower. This is one-sided negativity on a...
Bob Stowe |
While July is so-far-so good, we don’t know if the stock market is headed out of a rough patch or falls further from here. The biggest problem for investors is the future never plays out exactly like the past so knowing what to own ahead of time is difficult. The only way we know how to protect against that possibility is through diversification. Diversifying your portfolio is essentially “spreading your bets” across multiple asset categories...