1 fiduciary

   noun               fi·du·cia·ry             \fə-ˈdü-shə-rē, -ˈdyü-, -shē-ˌer-ē\

  1. one often in a position of authority who obligates himself or herself to act on behalf of another (as in managing money or property) and assumes a duty to act in good faith and with care, candor, and loyalty in fulfilling the obligation.

Finance

APR 2019: The Habits of Super Savers

NOTE: Areas with blue text show the most recent market updates since the December Capital Highlights email.

Current State of Interest Rates

By Kevin Chambers

Since 2008, interest rates around the world have been kept incredibly low by governments and central banks. In the US, interest rates have been inching up the last couple of years. Globally, interest rates in the developed world are still very low, and in some countries have remained negative.

Avoiding Retirement Woes

How to Avoid Retirement Woes

5 Myths About Social Security

Submitted by Kate Hennessy on April 18, 2019

As I get older, I’ve become more curious about Social Security.  I’m in my mid 40s and I have been paying into the system since high school. Hopefully, I’m 20+ years out from claiming benefits but  given how fast life goes by, it’s never too early to start thinking about and planning for Social Security. It’s a topic that many people shy away from, but in planning for your financial future, it’s an income stream that needs to be accounted for in a financial plan.

To kick off our series of articles on this topic, I am starting with 5 myths about Social Security:

1st Quarter 2019 Market Review

By Michael D. Karstens, CFP, AIFA

 

Last January we wrote the following:

4 Ways to Help Ensure You Won’t Outlive Your Retirement Money

If you have anxiety about outliving your retirement savings, you have company. Roughly 37 percent of current retirees say outliving their money is a big worry.

Keith's Q2 2019 Newsletter

 

Morning Letter April 17, 2019

Avoiding Retirement Woes

How to Avoid Retirement Woes

Morning Market Review April 16, 2019

Morning Market Review April 16, 2019.png

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1 Source: http://www.merriam-webster.com/dictionary/fiduciary

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