In the wake of hurricanes Harvey and Irma, two of the worst storms to make landfall in the U.S., the fate of thousands of homeowners is still up in the air. So, it may seem a bit trivial to point out that the storms also destroyed thousands of luxury and classic cars.

Nearly every day, we’re told that saving is the key to financial success. But for many, living paycheck to paycheck isn’t just unavoidable but a reality faced every month. But there is hope, and there are many easy to use tools to help you make your financial goals a reality.

Our behaviors produce the results we see in our lives.

Last month I sent an article about a reluctance to invest, which causes cash accounts to build up. This prompted a number of replies. “You are talking about me aren’t you” or “do I have this problem?”

By now you have heard of the Equifax fraud alert involving about 143 million people. The Federal Trade Commission has a pretty good summary on its blog of what to do in case of a credit breach.

“If a cat sits on a hot stove, that cat won't sit on a hot stove again. That cat won't sit on a cold stove either. That cat just doesn’t like stoves.”

 – Mark Twain

I used this quote after the 2008 stock market crash and think about it often. Not to be Captain Obvious, but Twain was not talking about cats.

We all remember savings bonds. Once a popular gift for young children, parents could secure the bonds knowing that they could cash them out in the future.

If you’re just starting to take charge of your financial future, it can be stressful approaching financial planning with confidence. Do you ever talk to your bank or financial manager and think that they’re speaking a foreign language?

Summer’s finally here. The sun is out, it’s warm, the days are longer, and your worries seem just a little bit further away. But, folks, I’m sorry to say, sometimes storms roll in on the sunniest of days.

Your student is planning on following in your footsteps and will be receiving that admissions letter of acceptance sooner than you think.